A library of practical digital tools.
Popular tools
Browse allWriting & Editing
Reading Time & Finish Time Calculator
Estimate reading time and finish time for any text using word count, speed presets, and optional start time.
Writing & Editing
Word Count & Text Statistics (Free Online Tool)
Instant word count, character count, sentence and paragraph stats, plus reading time for any text.
Math & Money
Percentage Calculator (Percent of, Percent Change, Increase/Decrease)
Calculate percent of a number, percent change, and increases or decreases.
Time & Planning
Time Duration Calculator (Between Dates + Add/Subtract Time)
Calculate the time between two dates or add/subtract days, hours, and minutes.
New tools
Math & Money
Break-Even Calculator (Break-Even Point in Units and Revenue)
Calculate break-even units, break-even revenue, and profit at different sales volumes using fixed and variable costs.
Math & Money
Compound Interest Calculator (With Contributions)
Estimate investment or savings growth with compound interest and optional recurring contributions.
Math & Money
Tip Calculator (Split Bill Per Person + Rounding)
Calculate tip, total, and per-person split in seconds. Optional tax and rounding.
Time & Planning
Days Until Calculator (Countdown + Days Since)
Calculate days until a date, days since a date, or a live countdown with optional time.
About this library
GoldReference is a library of practical digital tools designed to help you get clear, accurate answers fast. Every tool is focused on a specific job, like planning time, converting values, estimating costs, or refining writing.
Each tool is built to be lightweight and transparent. You can paste your inputs, see results immediately, and use the output for decisions, drafts, or planning.
How to use this library
- Start with “Popular tools” for the most commonly used utilities.
- Use “Browse all” when you want the full catalog by category.
- Open any tool to see a short guide, examples, and quick facts.
- Request a tool below if something you need is missing.
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